Regulated by the Chartered Institute of Taxation
You've built something real.
Now structure it like you mean it — with a UK holding company.
Most UK business owners are running serious operations through the wrong setup — exposed to unnecessary risk, moving money inefficiently, and leaving their wealth unprotected. The right holding company structure fixes all of that. ASWATAX handles the entire holding company setup — cleanly, correctly, and with full HMRC clearance. Typically completed in 4 to 6 weeks.
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Get The UK Business Owner's Complete Guide to Holding Companies — a plain-English breakdown of how to protect your assets, structure your wealth, and set up correctly from the start.
Regulated by the Chartered Institute of TaxationRegulated by the Chartered Institute of Taxation
- Chartered Tax Advisers
- In-house Legal Team
- Full HMRC Clearance Included
- Fixed Fees — No Surprises
- Direct Senior Access — Always
- Money-Back Guarantee Available
These are the problems we fix every day.
If any of the below sounds like your situation — you need to read this page carefully.
Your structure is all over the place
One company doing everything. Properties sitting in the wrong entity. No clear separation between what you trade and what you own. It works — until it doesn't. One claim, one dispute, one bad year — and everything you've built is exposed.
You're not tax-efficient and you know it
Money moving between your businesses are via unsecured loans. Dividends are hitting your personal tax return at 33.75% or 39.35% when they could be moving between group companies completely tax-free. Every year you delay costs you real money.
You have no commercial protection
Your trading company carries risk every day — contracts, employees, clients, liabilities. If your assets — property, cash, investments — are sitting in that same company, they're exposed to every one of those risks. A holding company ring-fences what you've built.
Paying dividend tax when you shouldn't be
Under a holding company structure, dividends paid from your trading company to your holding company are exempt from corporation tax. No tax on the transfer. No personal tax bill. The money sits at holding company level, ready to reinvest — on your terms, in your time.
Not optimised for multiple shareholders
Different shareholders have different goals, different tax positions, different timelines and different appetites. A flat structure with everyone in the same company makes this almost impossible to manage cleanly. A holding company gives each shareholder the flexibility they need without disrupting the whole.
No plan for passing it on
If something happened tomorrow — how does your wealth pass to your family? Without the right structure, the answer involves HMRC taking a significant share. A holding company, combined with a Family Investment Company, gives you the architecture to pass assets on efficiently and on your own terms.
Rated 5 stars by UK business owners.
Over 30 verified Google reviews from business owners, property investors and accountants across the UK.
"Worked with ASWATAX on a group restructure for my property business, including setting up a holding company and aligning everything properly from a tax perspective. They were excellent throughout. The advice was clear, well thought through, and commercially focused covering CGT, stamp duty and VAT in a way that actually made sense for how the business will operate going forward. What stood out was their ability to translate strategy into something practical and executable, rather than just theory. They also handled the process end-to-end, including HMRC clearance and legal documentation, which made things seamless on my side. Would highly recommend to anyone restructuring or scaling a property business."
"I’ve worked with ASWATAX both personally and in a professional capacity with my own clients, and I can’t recommend them highly enough. They consistently provide excellent, tailored advice that’s both technically strong and easy to understand. What really stands out is their ability to combine professionalism with a genuinely approachable style — they take the time to understand each situation and deliver practical, clear guidance. A trusted and reliable firm that I’m always confident referring to others."
"I had multiple areas where tax advice was required within my family owned group of small businesses. Omar carried out a detailed analysis and provided a report with various options available. I then commissioned ASWATAX to set up a Family Investment Company (including a discretionary trust), restructure our parent company’s shares and carry out a demerger of one of our companies within the group. To date I can not fault ASWATAX and highly recommend their professional tax advice and implementation."
"ASWATAX have provided great support in preparing our group of companies to be in the best structure to support growth and be as tax efficient as possible. We hope our partnership continues into the future."
"I first spoke to Omar over a year ago where we spoke about a Group structure and its benefits. Omar answered my questions, was patient and wasn’t pushy. I knew he was at the end of the phone when and if I received to go down that route. Eventually when we were ready to move forward with a Group structure Omar made everything simple to understand and the process has been a great experience."
"Omar has been excellent from engagement to the provision of the report. Always willing to support and carries his workout with an ultra dynamic approach - adapting very quickly to new changes and taking on board all sorts of ideas. Looking forward to continuing the working relationship for many years to come!"
The structure serious business owners put in place — and most still haven't.
A holding company sits above your trading businesses and properties. It acts as a control centre — allowing profits to move between entities efficiently, protecting your assets from trading risk, and giving you the cleanest possible structure for growth, investment, and eventual exit.
It isn't a loophole. It isn't complicated. It's the most widely used, HMRC-approved corporate structure in the UK — and it's available to any business owner who sets it up correctly.
Your money moves efficiently within the group
Profits can flow from your trading company to your holding company without triggering unnecessary tax charges — keeping more of your money working where you need it.
What you've built is ring-fenced
Properties, cash reserves, and investments held at holding company level are protected from any claims or liabilities that arise in your trading business. What you've accumulated stays safe.
When you're ready to exit, you exit on your terms
The right structure means a potential tax-free gain when you sell — through the Substantial Shareholding Exemption. For business owners thinking about the future, this alone can be worth hundreds of thousands.
Six reasons serious operators aren't waiting.
Your structure should work as hard as you do
Right now, money moving across your businesses may be getting caught unnecessarily. The right group structure eliminates that friction — legally and permanently.
Protect what you've built from trading risk
If your business ever faces a claim, a dispute, or an unexpected liability — assets in the wrong place are exposed. A holding company separates what you trade from what you own.
Keep more in the family, less with HMRC
A well-structured group gives you far greater control over your estate. Assets pass on more efficiently, with less exposure to inheritance tax — ensuring your wealth ends up where you intend.
Build a platform for what comes next
Bringing in investors, launching a new venture, rewarding key people with equity — a holding company gives you the clean architecture to do all of this without disrupting what's already working.
Exit on your terms
The Substantial Shareholding Exemption means that when you sell a subsidiary through a holding company, the gain can be entirely free of tax. It only applies if your structure is right.
The window is open — but it won't stay that way
Tax legislation changes. Business owners who restructure now lock in the benefits under current rules. Those who wait risk doing so under less favourable conditions — or missing the window entirely.
What the right structure actually does
Scenario: A business owner with £150,000 in their trading company, reinvesting into property.
Our fee pays for itself many times over — often on the very first transaction after restructuring.
What the right structure can look like.
Every group is designed around your circumstances. These are real structure types we implement — following full HMRC clearance.
Inserting a holding company
Your existing trading and investment companies become subsidiaries of a new HoldCo — a clean, HMRC-approved group structure without disturbing the underlying businesses.
Demerging trading and property
Separating a trading group from a property investment group so each shareholder holds what suits their goals — with HMRC clearance obtained up front.
Group with Family Investment Companies
A holding company sits above the trade, with Family Investment Companies alongside for each family — dividends flow up exempt from corporation tax.
Linked Family Investment Company
A Family Investment Company invested alongside the operating group — separating personal and family wealth from trading and property activity.
FIC with discretionary trust and alphabet shares
Founders, the younger generation and a discretionary trust each hold different share classes — a flexible platform for succession and inheritance tax planning.
Splitting a property portfolio between families
A property investment portfolio is separated into distinct corporate groups — allowing different families to own and control their share cleanly, with full HMRC clearance.
For illustrative purposes only. Specifics are advised based on your particular circumstances, discussions and planning.
Three clear options. One fixed fee. No hourly billing.
Each package covers a standard restructure — one holding company above one trading company. Tell us what your structure looks like and we'll come back with your exact fee within 24 hours.
Every package is quoted as a single fixed fee for the whole restructure and is exclusive of VAT — never an hourly rate, never a monthly retainer. Pay in full on engagement for a 5% discount, or spread it over 3 monthly instalments. Your fee is confirmed in writing before any work starts.
Essential
Full tax advisory and HMRC clearance — everything on the advisory side handled by ASWATAX. You engage a solicitor separately for legal implementation.
- ✓Full review and due diligence of your existing ownership structure
- ✓Tax advice across all relevant taxes — CGT, corporation tax, income tax, VAT, IHT and stamp duty
- ✓Confirmation of HMRC clearance prospects before we proceed
- ✓Advice on how funds move around the group efficiently
- ✓Full HMRC clearance application prepared and submitted
- ✓Response to any HMRC queries — included, no extra charge
- ✓Liaison with your accountant throughout
- ✓Accountants' completion pack on handover
- —In-house legal implementation — you will need your own solicitor
- —Companies House filings
- —Tax valuation
- —Post-completion HMRC enquiry defence
Best suited to clients who already have a trusted legal relationship.
Premium
Everything managed under one roof. Tax advisory, in-house legal implementation, Companies House filings, and a full tax valuation — all in one fixed fee. Nothing to coordinate, nothing to chase.
- ✓Everything in the Essential package
- ✓In-house legal team manages the full restructure
- ✓All restructuring documents prepared and executed
- ✓Companies House filings completed on your behalf
- ✓Detailed tax valuation of your business
- ✓Stamp duty — all related work included
- ✓Accountants' guidance pack for ongoing maintenance
- ✓Wider tax support throughout the transaction
- —Post-completion HMRC enquiry defence
- —Post-transaction support period
Everything handled in house. No solicitor needed — one firm, one fixed fee.
No Risk
Our most comprehensive package — built for clients who want total certainty. Everything in Premium, plus the only guarantee of its kind in the UK market.
- ✓Everything in the Premium package
- ✓Money-back guarantee if HMRC clearance is not obtained
- ✓Full HMRC enquiry defence — all the way to the highest courts, at no extra charge, ever
- ✓6 months post-completion tax support
- ✓Unlimited access via phone, email and in-person meetings throughout
The only risk-free restructuring package in the UK.
Pick a time that suits you.
Twenty minutes with a Chartered Tax Advisor, free and with no obligation. Choose a slot below and you'll get a confirmation straight away.
Tell us about your structure and we'll quote you directly.
Whichever package fits — and however your business is set up — tell us below and one of our Chartered Tax Advisers will come back to you with a bespoke fixed fee within 24 hours. Multiple trading companies, existing group structures, Family Investment Companies, international elements: all priced properly, all in one fixed fee. No obligation.
Sometimes the honest answer is: don't.
A holding company is the right structure for a great many business owners — but not for all of them. Here is when it is the wrong answer, and what to do instead.
Everything Accountants Don't Tell You About HOLDING Companies
60 seconds that could change how you think about your business.
5 benefits of a holding company group in under 60 seconds
How holding companies help reduce risk and offset losses
Paying dividends from subsidiary to holding company — the accounting
Watch before you decide.
Never Hold Property in Your Main Business (Do This Instead)
Scaling to £1M? Why You Need A Holding Company
From first call to full clearance — in 4 to 6 weeks.
Free 20-Minute Consultation
Twenty minutes with a Chartered Tax Advisor to understand your current structure, your assets, and your goals. No obligation. No cost.
Book your consultation →Bespoke Tax Analysis
We produce a full review of your ownership, recommend the optimal structure, and confirm the HMRC clearance position before we proceed.
HMRC Clearance
We prepare and submit your clearance application and handle every query until HMRC confirms approval. You don't have to chase anyone.
Legal Implementation and Completion
Our in-house lawyers execute the restructure, prepare all documents, and file with Companies House. You're done — typically within 4 to 6 weeks of instruction.
Not your average tax advisory firm.
ASWATAX is a specialist UK tax advisory firm. Every engagement is led personally by a qualified Chartered Tax Advisor — never passed to a junior, never handled at arm's length.
Chartered Institute of TaxationSpecialists, not generalists
We focus exclusively on complex corporate restructuring and HMRC clearances for UK business owners and investors. This is all we do — and we do it at the highest level.
In-house legal team
Unlike most tax advisors, we have our own lawyers. No separate solicitor to brief, no delays, no double fees. One firm. One fixed price. Everything included.
HMRC clearance is our speciality
We know how HMRC thinks and we write applications that are commercially grounded, robustly argued, and built to succeed. We handle every query until clearance is confirmed — at no extra charge.
Fixed fees — always
You'll know exactly what you're paying before we start. No hourly rates. No scope creep. No invoice surprises. The fee we quote is the fee you pay.
FAQs
We support you at every stage of your business journey.
A holding company is just the start. Our holding company services sit inside a wider practice — ASWATAX advises across the full business lifecycle, from growth through to exit and succession.
Family Investment Companies
A Family Investment Company is one of the most powerful tools available for passing wealth to the next generation — with control, flexibility, and significant tax efficiency. We design, structure, and implement FICs alongside your holding company or as a standalone solution.
Selling a Business
Exiting your business is one of the most significant financial events of your life. Get the structure right beforehand and the tax position right throughout — and you keep far more of what you've built. We advise on pre-sale restructuring, Business Asset Disposal Relief, and deal structuring.
Buying a Business
Acquisition brings its own tax complexities — due diligence, deal structuring, earn-outs, and integration. We ensure you're acquiring in the most efficient way and that the structure you're buying into makes sense from day one.
R&D Tax Credits
If your business is spending on research and development, you may be entitled to significant relief — and most businesses either don't claim or underclaim. We have a unique, robust process: we identify what qualifies, discuss with your R&D team, prepare the claim correctly, ensure compliance and reporting is up to date, and defend it with HMRC. Yes, scrutiny has increased, but so have our understanding and capabilities. We have successfully defended many claims too!
Wider Tax Planning
From share schemes and EMI options to property tax planning, business lifecycle advisory, extracting profits tax efficiently and bespoke tax support — ASWATAX works with business owners who want proactive, senior-level advice throughout the year, not just at year end. We also support in navigating certain one-off transactions and restructures.
Inheritance Tax Planning
With the right structure in place, you decide how your wealth passes on — not HMRC. We advise on the most effective ways to reduce your inheritance tax exposure, whether that's through a Family Investment Company, gifting strategies, discretionary trusts or a combination of all three. Proper planning now can save your family hundreds of thousands — and ensure what you've built ends up exactly where you intend.
The right structure. The right advice. The right firm.
Book a free 20-minute consultation with one of our Chartered Tax Advisors. We'll review your situation, tell you exactly what's possible, and give you a fixed fee before we start anything.